An Entry Token is used to enter our Weekly Tournament

A Second Chance Token is used to add Second Chance Insurance to your Weekly Tournament Entry.

Yes, with second chance insurance add to their entry.

In fact, beginner and novice players will only compete against each other ensuring that a beginner or a novice player will win a Second Chance Tournament top cash prize.

Second chance insurance is a second chance bracket tournament for entries that do not place and win a prize in the weekly tournament.

Every second chance entry wins a cash prize.

Second Chance Insurance ensures that every time you play employing Second Chance Insurance you will win a cash prize.

The key difference between the weekly and the second chance tournaments:

• Weekly tournament is a group tournament with a limited amount of cash prizes.
• The more players that enter the Weekly Tournament the stiffer the competition becomes and the harder it is to win just as it is with ALL OTHER TYPES OF TOURNAMENTS making the use of Second Chance Insurance so attractive given players are only ever pitted against one other player at a time of an equal skill level.

• Second Chance Tournament is a one-on-one tournament that pits a player against only one other player at a time who is of a closely related skill level using proprietary Software that recalculates every player’s skill level after each round completed. Second Chance Insurance also ensures each player earns a cash prize regardless of winning or losing that round.
• In the Second Chance tournament, unlike the Weekly Tournament and ALL OTHER TYPES of Tournaments, the more players that enter the faster and easier it is to win bigger prizes.

Currently prizes are paid by check.

In the near future we will add a direct deposit option to our app.

Players are responsible for all taxes related to prize money withdrawn.

Penny Trivia will withhold taxes as required by the IRS.